Legal

The legal essentials, in plain language

The same rules apply here as everywhere else on the site: no legal jargon where plain words will do. This page covers our disclaimer, what data we collect and why, cookies, and the terms of using the site.

Disclaimer

Everything on this site is general information, not legal, tax, financial, or investment advice. We work hard to keep figures sourced, dated, and current, but Hungarian rules, taxes, and prices change, sometimes quickly, and your situation is specific in ways a website cannot know.

Before you sign anything or move money, verify the facts that matter with a qualified professional: an independent Hungarian lawyer for contracts and property law, a tax adviser for tax, and your bank or a broker for financing. If you spot an error on this site, tell us and we will correct it and note the correction.

Privacy

We collect as little as possible. If you subscribe to the newsletter, request a download, or send us a message, we store the details you typed (usually just your email address) so we can do the thing you asked. We use that information for nothing else. We do not sell it, rent it, or share it with agents, landlords, or anyone else.

You can unsubscribe from any email in one click, and you can ask us to delete everything we hold about you by writing to us. We will do it and confirm.

This site runs no social media pixels and builds no advertising lists. Analytics (Google Analytics) runs only with your consent; see the cookies section below. One more nuance, disclosed in full: if you arrive here by clicking one of our ads, the address bar contains an ad reference (such as a Google click id). We keep that reference in your browser for the duration of your visit only, and if you submit a form we store it with your submission so we can count which ads actually help people. It is never used to follow you across other sites, and it disappears when you close the browser.

Cookies

By default this site sets no cookies. We use Google Analytics (via Google Tag Manager) to understand which guides actually help people, and it works like this: when you first visit, a small banner asks whether you allow analytics. If you say no, or say nothing, no analytics or advertising cookie is set and Google receives only anonymous, cookieless signals. If you say yes, Google Analytics sets its usual cookies so we can see, for example, which pages people read and where they get stuck.

We do not use the data for advertising lists and we do not sell or share it. You can change your mind at any time: (this link appears when analytics is active).

Terms of use

You are welcome to read, share, and link to anything here. Quote us with a link back. Do not republish whole guides as your own, and do not use the templates or checklists to mislead anyone.

The templates and letters we offer are starting points, not substitutes for legal advice. Using them is your decision and your responsibility; where the stakes are high, have a lawyer look before you send or sign.

We accept no liability for decisions made on the basis of this site. This reflects the natural limit of what general information can offer, not a lower standard of care in how we write it. When something matters, check it with a professional first.

Fonts and photo credits

This site loads no third-party fonts. Brygada 1918 and Hanken Grotesk are served from our own domain under the SIL Open Font License.

Photographs are used under the Unsplash License. With thanks to the photographers: Paréj Richárd, László D., Gabriel Miklós, Oskar Yildiz and Richard Stachmann.